Gain Financial Security Without Risky Moves
Safe, steady steps towards long-term wealth-building ⋅ 5m read
Apr 2026
SOURCE: CPF Board
TAKE ACTION: PROTECT WHAT MATTERS. BUILD WITH CARE.
A few steady steps today can strengthen security for the years ahead. Start with what feels manageable, and build from there.
Build an Emergency Fund: Explore how Singapore Savings Bonds can help you set aside 3–6 months of expenses with flexibility through MAS | Singapore Savings Bonds – Investing in Savings Bonds.
Explore Low-Risk Investment Options: Learn more about SGS Bonds and T-Bills for steady, reliable returns through MAS | Investing in Singapore Government Securities and MAS-issued Securities.
- Make a Lump-Sum Top-Up: Use spare cash to strengthen long-term savings via CPFB | Growing Your Savings – Boost your retirement savings with cash top-ups and CPF transfers.
- Set Up Monthly Top-Ups: Grow savings steadily with small, regular contributions via CPFB | Growing Your Savings – Manage recurring cash top-ups and CPF transfers for retirement.
Find Out About Tax Relief: See how CPF top-ups can reduce taxes while boosting savings through IRAS | Central Provident Fund (CPF) Cash Top Up Relief.
Try the personalised planners on PLAN with CPF: Use the Home Purchase Planner, Health Insurance Planner, and Retirement Payout Planner to plan ahead with clarity.
The information provided in this article is accurate as of the date of publication.
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