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Terms of use

Thank you for visiting flexbycpf.gov.sg (hereinafter the “Website”).
General
  1. PLEASE READ THESE TERMS OF USE CAREFULLY. By accessing the Website, any pages thereof and / or by using the online services or tools, you unconditionally accept and agree to be legally bound by these Terms of Use. If you do not agree to the Terms of Use below, do not access this Website, or any of the pages and / or use the online services.
  2. In case of any violation of these Terms of Use, the Central Provident Fund Board (hereinafter “CPFB”) reserves the right to seek all remedies available by law and in equity for such violations. These Terms of Use apply to all visits to this Website, both now and in the future.
  3. CPFB reserves the right to change these Terms of Use from time to time at its sole discretion. All changes will be posted on this page, and your use of this Website after such changes have been posted will constitute your agreement to the modified Terms of Use and all of the changes. You should therefore read this page carefully each time you visit this Website.
Proprietary Rights
  1. This Website is owned and operated by CPFB. CPFB reserves the right to update or modify this Website from time to time.
  2. The materials located on this Website, including but not limited to the information, text, images, photographs, videos, graphics as well as any software programs available on or through this Website (“the Contents”), are protected by copyright, trademark and other forms of proprietary rights. All rights, title and interest in the Contents are owned by, licensed to, managed or controlled by CPFB.
  3. No licence or right is granted to you and your access to this Website and/or use of the online tools and services should not be construed as granting, by implication, estoppel or otherwise, any licence or right to use any of the Contents without the prior written consent of CPFB or the relevant third party owner of the proprietary right thereof.
Privacy Statement
  1. Click here to review this Website’s Privacy Statement
Restrictions on Use of Information and Materials
  1. Except as otherwise provided, the Contents of this Website shall not be reproduced, republished, uploaded, posted, transmitted, distributed, stored, adapted, displayed, altered or otherwise used in whole or in part in any manner, without the prior written consent of CPFB.
  2. You may use, copy and distribute the Contents found on this Website solely for personal, internal, non-commercial and/or informational purposes only. You may download one copy of any information provided on this Website onto a computer for your own personal and non-commercial use provided that you keep intact all accompanying copyright and other proprietary notices. You must not display, distribute or otherwise use any of the Contents found on this Website for any commercial purpose unless you receive specific prior written consent from CPFB.
  3. Modification of any of the Contents or use of the Contents for any other purpose will be a violation of CPFB’s copyright and other intellectual property rights. Graphics and images on this Website are protected by copyright and may not be reproduced or appropriated in any manner without the prior written consent of their respective copyright owners.
  4. The design and layout of this Website is protected by intellectual property and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound, image or search engine from this Website may be copied or transmitted for commercial purpose (including where the commercial aspect forms only part of the purpose) unless you receive prior written consent from CPFB.
Disclaimer
  1. The Contents of this Website are provided on an “as is” and “as available” basis without warranties of any kind, and are of a general nature. The Contents are made available for your general information only. While every effort is made to ensure that the Contents herein are consistent with existing law and practice, you are advised to refer to the relevant legislation to be certain of your legal entitlements and obligations and should seek professional advice at all times and conduct all necessary due diligence before making any decision based on any such information or materials. This Website may not cover all information available on a particular issue. Neither CPFB nor any third party content provider is responsible for any errors or omissions, or for the results obtained from the use of the information and material in this Website or the tools contained in this Website.
  2. Our business partners (“Partners”) operate independently and do not act as CPFB’s agents, representatives or employees. These Partners have no authority to bind CPFB to any agreements, make commitments on our behalf, or represent CPFB in any capacity unless expressly authorised in writing by an authorised officer of CPFB. Any actions, statements, or commitments made by the Partners are their own and do not create any liability or obligation on CPFB. Your dealings with the Partners are conducted at your own risk and CPFB disclaims any responsibility for the actions, omissions, or representations of these Partners.
  3. Neither CPFB nor any third party content provider warrants:
    1. the truth, accuracy, adequacy, reliability, completeness, reasonableness, currency or timeliness, of the Contents contained in or accessed through this Website and expressly disclaims liability for any errors in or omissions from, the Contents of the Website; and
    2. that the Contents available through this Website or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Website and the server is and will be free of all viruses and/or other malicious, destructive or corrupting code, programme or macro.
  4. No warranty of any kind, express, implied or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose and freedom from computer virus), is given in conjunction with the Contents of this Website, the tools contained in this Website or this Website in general.
  5. In no event shall CPFB or any third party content providers be liable for damages, expenses, costs or loss of any kind (including without limitation, any direct, or indirect, special, incidental or consequential damages, loss of profits or loss of opportunity) howsoever caused as a result (direct or indirect) of, or in connection with, your access to or use of this Website, or reliance on the Contents or any information, materials, tools or online services provided in or available from this Website, regardless of the form of action.
  6. Under no circumstances shall CPFB or any third party content providers be liable for any failure of performance, system, server or connection failure, interruption, defect, error, omission, delay in operation or transmission, breach of security, malicious code, computer virus or inability or unavailability to use or access in connection with your accessing this Website, tools, and / or online services even if CPFB or the third party content providers had been advised as to the possibility of the above.
Right of Access
  1. CPFB reserves all rights to deny or restrict access to this Website to any particular person, or to block access from a particular Internet address to this Website, at any time, without having to give any reason or prior notice thereof.
  2. You agree that you will not:
    1. use any robot, spider, other automatic device, or manual process to monitor or copy any pages other than for non-commercial purpose within this Website or the Contents without CPFB’s prior written permission;
    2. use any device, software or routine to interfere or attempt to interfere with the proper working of this Website; and / or
    3. take any action that imposes an unreasonable or disproportionately large load on CPFB’s servers.
Hyperlinks and information on Third Parties
  1. This Website contains references to and information on third parties and hyperlinks to their websites which are not maintained nor controlled by CPFB. CPFB is not responsible for the contents of those websites or accuracy of the information and is not liable for any damages or loss arising from access to those websites or relying on the provided information. Use of the hyperlinks, access to such websites and reliance on the provided information are entirely at your own risk.
  2. All hyperlinks to third party websites and information on any third party are provided as a convenience to you as a user of this Website. The inclusion of any hyperlink and information on any third party does not imply endorsement by CPFB of such third party, or their websites and their content. In no circumstances shall CPFB be considered to be associated or affiliated in whatever manner with any products or services, trade or service marks, logos, insignia or other devices used or appearing on this Website or websites to which this Website is linked. You are responsible for exercising caution and good judgment when accessing or interacting with third parties, their websites and when consuming any information in relation to any third party.
  3. CPFB shall not be responsible for the interaction between you and any third party whose links are provided on this Website. CPFB expressly disclaims any liability or claims (including payment claims) that may arise from the interaction. In the event that you have a dispute with any third party who is referred to on this Website or whose links or information are provided on this Website, you agree that CPFB shall not have any obligation or liability in respect of such dispute and hereby release CPFB from any and all claims, demands or damage (actual or consequential) of every kind, known and unknown arising out of or in any way related with such disputes.
Hyperlinks to This Website from third party Websites
  1. Except as set forth below, caching and links to, and the framing of this Website or any of the Contents are prohibited.
  2. Hyperlinking to the Homepage: You may link to the Homepage of this Website, upon notifying CPFB in writing.
  3. Hyperlinking to an internal page of this Website: You must make a specific request for, and secure permission from CPFB prior to hyperlinking to, or framing, this Website or any of the Contents, or engaging in similar activities. CPFB reserves the right to impose conditions when permitting any hyperlinking to, or framing of this Website or any of the Contents.
  4. Your hyperlinking to, or your framing of this Website or any of the Contents constitute acceptance of these Terms of Use. This is deemed to be the case even after the posting of any changes or modifications to these Terms of Use. If you do not accept these Terms of Use, you must discontinue linking to, or framing of this Website or any of the Contents.
  5. By providing a link to the Homepage or an internal page of this Website, you acknowledge and agree that:
    1. your website, products, services or information may be linked to, displayed with, or associated with other websites, products, services or information of third parties, similarly available on the Website, over which CPFB has no control; and
    2. CPFB shall not be responsible or liable for any representations, associations or inferences that may arise in connection with your link to this Website.
  6. Under no circumstances shall CPFB be considered to be associated or affiliated in any manner with any content, product or services, any trade or service marks, logos, insignia or other devices used or appearing on websites that link to this Website or any of the Contents.
  7. CPFB reserves all rights to disable any links to, or frames of any site containing inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topics, names, material or information, or material or information that violates any written law, any applicable intellectual property, proprietary, privacy or publicity rights.
  8. CPFB reserves the right to disable any unauthorized links or frames and disclaims any responsibility for the contents available on any other website reached by links to or from this Website or any of the Contents.
  9. CPFB reserves the right to amend or change the URL of this Website. Under no circumstances is CPFB obliged to inform or give prior notice to third parties who had hyperlinked to this Website about the amendment or change of this Website’s URL.
Additional Terms
  1. When using any services or tools on this Website, you shall not act in an unprofessional, inappropriate and/or offensive manner, including engaging in any verbal or physical abuse, or use inappropriate or offensive language, or do anything to cause or potentially cause harm to others. CPFB reserves all rights to disable or remove any user submissions, postings, comments or other content contributed (“User Content”) to this Website that contain inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topics, names, material or information, or material or information that violates any written law, any applicable intellectual property, proprietary, privacy or publicity rights.
  2. CPFB does not endorse, verify or take responsibility for any User Content. All User Content reflects the views and opinions of the individual users who post them and not those of CPFB. CPFB does not guarantee the accuracy, completeness or reliability of any User Content.
  3. These Terms of Use shall not limit any specific provisions set out in the individual terms and conditions of particular tools and services offered on or through this Website.
Governing Law
  1. These Terms of Use shall be governed and construed in accordance with laws of the Republic of Singapore.