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Your cpf savings: covering life’s big needs

Three accounts. Three life goals. One CPF system. ⋅ 4m read

06 Jun 2026

SOURCE: CPF Board

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Your CPF savings help you save up for life’s essentials, with dedicated accounts working behind the scenes.

Your CPF contributions are distributed across three accounts based on your age.

 
  • When you’re younger, more goes into your Ordinary Account to help you buy a home
  • As you get older, more goes into your MediSave and Special Accounts, focusing on your healthcare and retirement needs.
 
This helps you prioritise different financial needs throughout your life journey.

 

You’re not saving alone: Learn who contributes to your CPF savings

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The information provided in this article is accurate as of the date of publication.

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